Revolving Utlilzation Loan?

I am trying to improve my credit, and have been offered a Revolving Utilization Loan. Is this loan a good type of loan, its a 5year loan, and it combines all my cards into one payment. (its my understanding that it is not a debt consolidation program). Anyone have input? I am suppose to go sign papers for it in the next day, and just want to make sure i am not making a mistake.